Consumer Credit and Retail Finance
"The firm achieves its profile in this area thanks largely to the presence of consumer finance guru Dennis Rosenthal " (Chambers UK, 2006)
We advise banks, finance companies, leasing companies, building societies, trade associations, credit brokers (including retailers) and intermediaries on matters arising in the course of their business, and prepare standard form, tailor-made and transactional documentation. We also provide relevant tax advice.
The areas on which we advise include:
- retail credit schemes and products
- fixed-sum credit and revolving credit facilities (whether regulated or unregulated, secured or unsecured)
- credit card products
- consumer hire and leasing agreements (small to medium ticket asset finance)
- joint ventures
- agreements with merchant acquirers
- sales and purchases of receivables
- securitisation of receivables
- mortgages and mortgage products
- retail banking products
- general insurance products
- advertising and promotional materials
- issues with the Office of Fair Trading and Trading Standards Officers
- unfair contract terms
Key Contacts
If you would like to speak to us about our Consumer Credit and Retail Finance services, please contact Dennis Rosenthal